Efectos de la Resolución 103 de la Superintendencia de Economía Popular y Solidaria con respecto a las normas de control de seguridad para la transaccionalidad de canales electrónicos en las Cooperativas de Ahorro y Crédito del Segmento 1 en la ciudad de Quito, años 2019-2020.

Abstract

This work analyzes the effects of resolution 103 of the SEPS, which establishes the minimum levels of protection in electronic transfers of the Savings and Credit Cooperatives, which will contribute with improvements in the different areas within the institution, carried out through ATMs, mobile banking, or other communication devices connected to their own communication networks or those of third parties, in the use of any terminal for Savings and Credit cooperatives. Considering the development of this work, it was carried out under the scientific method, being of a transversal and analytical type, the objectives set were the following; analyze the technological and operational security measures for electronic transfers in the incorporation of practical improvement processes for the administration, as well as the quality and security of the partners according to resolution 103 of the SEPS, evaluate the investments in technological infrastructure that have I have completed the Savings and Credit Cooperatives to provide greater protection to electronic transfers as required by resolution 103 of the SEPS, and analyze the human resources incorporated by the Cooperatives to establish the respective security measures according to resolution 103 . Based on the analysis, it has been determined that resolution 103 of the SEPS, the security of electronic channels allows users to increase their level of confidentiality in the use of electronic means with secure transactions, monetary supervision and against cyber threats