Economía popular y solidaria: la experiencia de la Caja Rural de Aportes y Créditos Congoma, parroquia Luz de América, cantón Santo Domingo de los Colorados

Abstract

The popular and solidarity economy is presented as a choice for sustainable development, which offers small producers and peasants the opportunity to produce quality food and put added value for marketing, as well as generating a culture of savings in families. This form of organization is based on relationships of solidarity, ethics, cooperation and reciprocity, privileging work and the human Bing as the subject and purpose of their activity, oriented to Good Living, in harmony with nature, over appropriation, profit and the accumulation of capital. The systematization of the experience of the Congoma Rural Fund for Contributions and Credits describes how through social organization it is possible to work for common objectives, including popular finance in the rural sector. The objective of the systematization is to analyze the socio-organizational process of the Congoma Rural Contribution and Credit Fund, to recover the good practices of the administrative and financial management of the fund that have strengthened its trajectory, showing its strengths in financial management in order to consolidate itself as a benchmark for popular finance in the area; Understand the Popular and Solidarity Economy as an alternative to the complex space of social relations of the organization. Among the lessons learned is the rural organizational strength, as well as being a de facto organization, which has allowed them to remain in activity, family integration, welcome people who have the least and those excluded by public and private financial institutions, giving them the opportunity to save in small amounts, which the private and public banks do not allow, in addition to solving their economic difficulties that are emerging in the rural sector. Understand that the local economy depends a lot on how the policies of the government of the day are formulated in economic matters and that the decision to choose the government of the day is not a simple decision, but a great responsibility that will allow us to improve our living conditions in the future, as well as the economic reactivation in the sector and the areas of influence of the rural sector.