Efecto de la cartera vencida en las empresas de seguros ubicadas en el Distrito Metropolitano de Quito, período 2015 - 2017

Abstract

The objective of this research is to analyze the effects of past due loans in insurance in 18 companies in the city of Quito during the period (2015 - 2017). Within which was developed under the scientific method a direct and analytical analysis of the main indicators of management to the past due portfolio denoting that although there is a professional assignment of managers with policies and guidelines to be met departmentally, these could not be reduced to a large extent, its negative effect on business assets, especially due to the limited options available to customers to meet their obligations directly with companies without having a credit card and in turn increasing the delay in resolving payments owed.