Análisis de la evolución de los corresponsales solidarios de la Cooperativa de Ahorro y Crédito Jardín Azuayo Ltda. en el cantón Gualaceo en el periodo 2019 – 2024

Abstract

The implementation of virtual channels in the Gualaceo canton by the Jardin Azuayo Cooperative has been one of the most important strategies enabling greater financial inclusion by offering its financial and social services in rural and urban areas. This paper focuses on the evolution of solidarity correspondents over time. The goal is to offer quality and local services to both rural and urban populations, dynamizing economic resources within each of the canton's localities and reducing office congestion. According to information provided by the cooperative, it has been possible to identify that from 2019 to 2024, transaction volume has increased in both the amount and number of transactions. By the end of 2024, the institution will have 28 active solidarity correspondents, yielding positive results and generating greater trust among those who use them.