Análisis de los factores que inciden en el acceso de las mujeres a servicios financieros en Guayaquil

Abstract

Women's access to financial services in Guayaquil is influenced by various cultural, social, economic, political, educational and technological factors. This study examines successful financial inclusion programs targeting women in the country and in other regions, and how these elements affect women's financial inclusion and its impact on the economic and social development of Guayaquil. This research proposes strategies to promote women's access to financial services in Guayaquil and highlights the need to promote strategies that promote gender equity in the financial system, encouraging policies that facilitate access to financing, training and the use of digital resources. The research was conducted with a mixed approach since it applies qualitative and quantitative methods. Surveys were administered to women living in Guayaquil and interviews were conducted with representatives of the financial sector. The results showed that women's access to financial services is influenced by their level of financial knowledge.