Modelo distribuido para la seguridad de datos en corresponsales no bancarios basado en Blockchain

Abstract

Transactions generated by Non-Banking Correspondents have a better alternative to optimize transparency and security; other issues include pricing, scalability, and privacy issues. Blockchain is a technology that potentially solves those problems due to its characteristics such as immutability, traceability, non-repudiation and decentralization. The general objective of this research is to design a distributed model for data security in Non-Banking Correspondents based on Blockchain. The methodology uses a literature review, empirical-analytical research, a qualitative approach and an observation technique. Among the results, it was known that the main components of Blockchain security are Transparency, Integrity, Reliability, Availability, Traceability and Privacy. The model designed in this research consists of five sections: Customers, Non-Banking Correspondents' Network, Transmission Network, Bank and Control Entities. The feasibility and applicability through the integrated Blockchain strategy has 16 factors, of which two factors are critical, two factors must be improved, and twelve factors are ideal in the proposed model. It was concluded that transparency, traceability, security and immutability are guaranteed in the model thanks to Blockchain technology, and the model is designed on Hyperledger to manage transactions privately, that is, between interested parties such as Non-Banking Correspondents, Banks and Ecuadorian Control Entities