Las cajas de ahorro y crédito comunitarias (CAYCC´S) como una opción de desarrollo económico para los habitantes del sector Sur del Distrito Metropolitano de Quito

Abstract

This paper analyzes the relationship between community savings and loan associations and the economic development of their members, with the objective of finding and analyzing the correlation between the variables in the local environment. The methodology used is descriptive with an inductive-deductive method. For this purpose, first hand information was collected through the application of a survey that includes items for each variable of the research, thus obtaining 73 subjects, which are part of the sample of three savings and loan associations of a population corresponding to the southern sector of Quito. The results show that there is no correlation between the contribution of these entities to the economic development of their members, based on a Rho Spearman correlation analysis of rs=0.044 with a p>0.05, which would indicate that there is no dependence between the variables. The need to generate strategies that allow the development and improvement of the quality of life is appreciated. Therefore, this research becomes a tool for the elaboration of new scientific studies on the subject.