Análisis del impacto al valor económico añadido (EVA) de las cooperativas de ahorro y crédito del segmento 1 de la ciudad Quito a partir de la implementación de la norma para la gestión de crédito (resolución 129-2015-F) emitida por la junta de política monetaria y financiera. Periodo 2016-2019

Abstract

The Savings and Credit Cooperatives in these decades have presented a position in the national financial market, generating that the control bodies seek to maintain the trust received and provide security to the partners and economic agents related to this sector of the Popular and Solidarity Financial System, proposing standards for the proper management of their main accounts, such as the one issued by the Monetary and Financial Policy Board, through resolution 129-2015-F, which regulates credit management, that is why this work focuses on analyzing the impact that It has generated the Economic Added Value (EVA) of the CACs in segment 1 domiciled in the city of Quito, through a descriptive exploratory research, with an inductive deductive method of data and information provided by a control body and a survey conducted to experts related to these entities, and it can be concluded that this regulation issued in the year 2015, contributed to the improvement of financial management and efficient administration of loans, therefore to the mitigation of financial risk, which is manifested in the generation of added value both in the CACs of segment 1 at the national level and the cooperatives of this segment located in Quito in the 2016-2019 period