Repercusiones del lavado de activos en la generación de empleo en la ciudad de Quito, durante el periodo 2020 2024

Abstract

Money laundering is the process of disguising or hiding the source, within, movement or use of assets and funds from illicit activities, through phases that are designed ranging from placement, integration and diversification. This practice is also known as money laundering, money laundering, money laundering or concealment of assets that come from illicit activities. At a global level, some banks, through their subsidiaries located in tax havens, have the possibility of discovering other forms of business for the management of illicit currencies, which charge returns or interest on their deposits, in exchange for the origin or source of these being unknown through the secrecy of the financial companies. The objective of this document was to determine the repercussions of money laundering on the generation of employment in the city of Quito, during the period 2020-2024. The methodology used was a nonexperimental design with a mixed approach, through a documentary review and with the survey technique towards 30 people with formal employment and entrepreneurs from the city of Quito. The results showed that money laundering negatively impacted the economic and labor stability of Quito, generating unfair competition, informality and precarious employment. The conclusion established that its impact goes beyond the financial sphere, since it influences the sustainability of businesses and the quality of employment, promoting informality and reducing job opportunities in regulated sectors. This confirmed the idea that this illicit activity alters the distribution of resources in the economy, weakens formal investment and promotes the precariousness of employment, which generated an unstable global environment with less legal security.