Análisis de riesgo de las microempresas agrícolas, ubicadas en la ciudad de macas, provincia de Morona Santiago, con los créditos otorgados por Banecuador en el periodo 2018-2023

Abstract

The present investigative work analyzes the impact of the credits issued by BanEcuador, which have been part of the growth of agricultural microenterprises belonging to the city of Macas, province of Morona Santiago. This research is aimed at carrying out an evaluation of how these benefits have influenced its growth and evolution within the aforementioned area, all this evaluating pros and cons and thus improving the spaces that require attention. Likewise, reference is made to different theories that give us their focus and different contributions: such as, for example: Keynesian economic theories, highlighting the relevance of state intervention and of course risk management. This research made use of quantitative methods to carry out an analysis of how credits influenced the ability of these companies to improve their management and face risks