Impacto en el riesgo rendimiento de las empresas aseguradoras de la ciudad de Quito mediante el modelo beta comparable periodo 2019- 2021

Abstract

The objective of this academic article is to determine the impact on the performance risk in insurance companies, through the comparable beta model in the period 2019- 2021, under an Ecuadorian context, considering financial and statistical information, and complemented with primary and secondary sources, in order to establish the behavior of the main accounts, financial indicators, through the development of comparable beta by means of a mixed, descriptive and correlational research, to deliver an approach to the performance risk presented by this sector, and consolidating with a focus on the scenarios that affected the behavior of this variable in the period of analysis 2019-2021, demonstrating that the proposed risk measurement tool, agrees with the behavior of other indicators of the sector and also presents a high level of beta, which determines a high percentage of affectation to the future sustainability of this sector by different events not only because of the COVID 19 pandemic.