El impacto del lavado de activos en fideicomisos inmobiliarios en el Ecuador

Abstract

The research is based on the results of a topic that is considered critical for the real estate sector, the management of real estate assets through the creation of a Trust, the impact that money laundering has within this financial-financial figure in Ecuador, with in order to determine the risk involved in this crime and legal non-compliance. Currently, there are several procedures and mechanisms used to counteract money laundering, however, the movements perfected by criminals so that illicit money enters the financial system as a legal flow, exceeds these procedures, for which reason it is injected into the activity. economic of the country, through the use of people and companies for the realization of this infraction. A theoretical framework that enables the proximity of results on the subject is proposed, with a survey of compliance officers of the country's Fund and Trust Administrators. The results of the survey, reflect that there is a high percentage of impact on the crime of money laundering in fiduciary businesses, directly in real estate, which is the main topic on which this research focuses. There are many gaps that arise in obtaining documentation and information from clients, being warning signs that, with updating and socializing money laundering issues, it is possible to counterbalance this crime and, in some way, prevent it.