Implementación de una metodología para la concesión de crédito – fábrica de crédito en la Cooperativa de Ahorro y Crédito 14 de Marzo

Abstract

The credit placement process is the most important in a financial institution, because it generates more income, however, there is an inherent risk, which arises from the non-payment of the credit granted, consequently these organizations must design and execute appropriate strategies and methodology to mitigate credit risk in the process of granting credit, otherwise delinquencies will be generated in their portfolio with increased expenses and financial losses.