Experiencias del uso del dinero electrónico y su efecto en la gestión del efectivo en MYPES comerciales de la parroquia Eloy Alfaro del sector Sur del Distrito Metropolitano de Quito

Abstract

This academic article is framed of the exposition and analysis of the experiences of the use of the Electronic Money System (EMS) platform: Cash from my cell phone, implemented by the Central Government of Ecuador during the period 2014-2018, and its effect on Cash Management in Mypes of the popular and solidarity sectors of Ecuadorian society, focusing on the commercial sector of the Eloy Alfaro Parish of the Southern Sector of the Metropolitan District of Quito. It is presented in summary form the referential theory about Electronic Money from its evolution, its conceptual essence and its applicability at a global and local level; basic notions of the Mypes and of the main internal control enunciations focused on the management of cash, liquidity and business risks are made known. Subsequently, the experiences of use by users of the EMS platform are presented, information, obtained from primary sources through the application of surveys to a population sample calculated on the basis of the statistical technique, and finally the results are made known, as well as the essential elements on the effects of the use of the EMS in cash management, which support the purpose of this research.